When considering the costs incurred when a beloved family member becomes afflicted with Alzheimer or other forms of chronic memory impairment, the emphasis is usually laid on the physical and emotional sacrifices that the family members make. There is usually mention of the time sacrificed and the energy expended and little mention of the financial cost involved. This doesn’t seem right, and lets take some time to see why so. A survey that was carried out in recent years showed that on an average, the national hourly rates for home care workers and daily rates for adult day services are $19 and $70 per hour respectively. Regardless, there are ways to raise funds for memory care facilities in Braunfels TX.
So you see it is important that the financial cost is considered when discussing the way forward about taking care of a beloved afflicted member of the family. And here are some ways to better manage the cost.
- First of all, and this should be done at the earliest signs of dementia, is to take account of the afflicted person’s entire fund. Make sure that someone reliable is bestowed with the power of attorney to handle the afflicted person’s finances. This is done to protect the person from unwarranted spending and thus waste of the much-needed finance.
- Look out for and draw support from associations that cater for people with Alzheimer and other related diseases. These associations are known to provide food and call on patients at home amongst others.
- Call on the experience of expert caretakers like nurses or social workers to help you identify and qualify for various services that might be of help to you and the afflicted person financially.
- Choose wisely the type of care you want for your loved ones. As community-based facilities and home services are more affordable than residential care, it could be what’s best for you.
- Many people nowadays are opting for long-term care insurance, and that could turn out to be a lifesaver for you. The good news is that it is open to old people as well as long as there are no symptoms of dementia yet.
- This is the right time to explore the financial benefit that might have accrued to the afflicted person based on his work life or any way he might have been of service to the country.
In some cases, even after all these, it might still be a financial burden to cater for an afflicted one. It is thus the time for family members to gather, proffer and deliberate on solutions to the problem at hand. A good plan would be to divide and conquer — this way each family member is given a specific responsibility that he/she is in the best position to handle. Their collective effort, therefore, sums up to provide the money, time and other forms of the cost that will be required to cater for the afflicted person.